Robert Chamberlain, CFP

Life is a voyage.  Are you sailing toward a worthy destination, or just drifting along?

Everyone has a plan for their life, whether it's written on paper or not.  The plan for most people, usually by default, is to drift wherever the winds and currents of life may take them.

Others want to take control and use those same winds and currents to take them where they want to go and to do what's most important to them.  If that describes you, we may be able to help.

Choose your destination. Chart your course.  Set sail.

Simplify your financial affairs.  Manage your investments more effectively.  Make the most of your life.  We can help you create, implement, monitor, and manage a Financial Life Plan that's designed to:

1. take you where you want to go,

2. protect you from hazards along the way, and

3. enable you to do what's most important to you.

With our team of affiliated professionals, we provide informed, experienced guidance in all aspects of Financial Life Planning and Wealth Management.  We help you weigh alternative strategies and vehicles as we plan with you; not just for you.

Check out our FEATURED LINKS (under the "About Us" tab) to learn more about our mission, processes, and the services we offer.

Who we are and what we do  (a short video)

Coping with Unsettling Financial Markets  (a short video)

 

 
Calculators

Cost of Retirement

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Long-Term Care Self Insurance

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Retirement Portfolio Lifespan

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Financial IQ Test

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Newsletters

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Making Money Market Funds Work for You

Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

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